Minimum Salary Required for a Credit Card in UAE

Author- Ridhi
Publish Date- 23-12-2023

To enter any country, there are few documents required. In the same way, the salary bank statement for the cards is also important. There are a few at least UAE Visa requirements. The most accessible payment is credit card payments. It doesn’t require many items and details. Only the password, along with a credit card, is a must. The banks provide various offers if we use credit cards for payments. According to a study, there is almost an increase in fifty per cent of applicants who want credit cards. Every year there is a growth in credit card buyers than previous years. This bank salary certificate is desired for the visa process because they need to know if you can enter and leave the country. For issuing credit cards, they check the salary, applicant’s nationality, etc. The applicant's income is the most critical factor in credit card arrival.

READ ALSO: FREE THINGS YOU CAN DO IN UAE

Requirement of Minimum Salary for a Credit Card in UAE

The credit card must have a salary amount of five thousand dirhams. But the number is approximate. It differs from the banks. The minimum average salary is taken into account for the credit card issued. But some banks consider the lower salary value for printing the cards. Most banks don’t give cards for 3000 dirhams—the important thing of the rate of interest, which makes the customer suffer if not paid properly. If paid at the correct time, there won’t be any issues. Most credit cardholders get into debt because of not paying the interest correctly. Apply for a credit card only if you have a minimum salary of 5000 dirhams. Else they don’t give cards for a salary less than that.

Eligibility requirements

There are a few requirements for getting credit cards. Follow the criteria to get a credit card quickly. Age is the first factor. The applicant’s age must be between twenty-one to sixty years. Only these age applicants can avail of credit cards; teens of 18 can also help with the credit card. But, the person with m=18 years must give proof of salary statements. So they can avail of the cards by showing the evidence. The next is income which we already discussed in the above sections. Like the minimum amount is 5000 dirhams. The next is the credit score. It is also the primary requirement. The score must be between three hundred (300) to nine hundred (900). The card application is for the first time then the limit option varies. The limits are extended when they have accounted for more years. There is a need for proof of living in the UAE. The applicant must prove that he is Emirati with an Emirati ID. Other documents like visas and passports are a must. The proper present address proofs are a must for getting credit cards. These are the most asked requirements for issuing credit cards. Few bans may ask for some more details as their requirement needs.

Credit card requirements:

Security is critical in the banking system. So the banks collect the most needed documents to provide credit cards to valid applicants. Every bank varies in its needs and requirements. In the same way, a few copies are asked for by every bank. They are the ID of Emirates of the citizens living in UAE. A valid original passport is a must. The salary statements are critical as it is the factor on which the card is given. The minimum age requirement is 18 years; the maximum can be up to 60 years. The final factor is the phone number that is valid in UAE.

Then many banks provide credit cards to applicants. A few are Ajman Bank, Arab Bank, Dubai first bank, Noor Bank, etc. They do not require the factor called minimum salary application for giving credit cards. Other banks include Emirates NBD, United Arab Bank, and Mawarid Finance. Choose the bank that gives you options as required by you.

Conclusion:

You can avail yourself the credit cards just by submitting a few required documents to the banks. Ensure y you get to know the complete details of the bank before reaching the credit cards. The details about the requirements needed by the bank and the minimum amount are also explained in detail. The question and the answer to the frequently asked question are also mentioned at the end. This was all about the required minimum salary for a credit card in the UAE. For any UAE Visa service, you can get in touch with our executives of UAE Visa Online.

Apply for UAE Vis